check

Refinance “Wish List”

The market and mortgage rates are volatile right now. Be ready for when the next “dip” in rates occurs!  Let’s identify some of your mortgage facts and goals here!

Let’s get me on a “wish list” for mortgage terms and rates!

Start

Question 1 of 5

What Type of Mortgage do I currently have?

A

Conventional Loan (Fannie Mae)

B

FHA

C

VA (military loan)

D

USDA

E

Who knows? I know I have a mortgage...

Question 2 of 5

When is the last time I refinanced or when did I purchase (if never refinanced)?

Question 3 of 5

 

Why am I considering a refinance?

A

Lower monthly payment

B

Get cash out of my equity

C

Reduce years on mortgage—cut down term

D

Get rid of mortgage insurance or change loan type.

Question 4 of 5

 I would describe my credit as...

A

Meh. Not good.

B

Ok. I mean good. I think?

C

No concerns. I’m good. Like avocado toast. I’m impeccable. Near perfection.

Question 5 of 5

What interest rate would get me to refinance right now?

A

Under 3%

B

3.125%-3.5% would be amazing!

C

3.625%-4.0%

D

In the 4.0s would be amazing!

Confirm and Submit